First Progress Platinum Select Mastercard® Secured Credit Card

First Progress Platinum Select Mastercard® Secured Credit Card

Min. Credit Required: Bad Credit OK*

First Progress Platinum Select Mastercard® Secured Credit Card

January 17, 2020

The First Progress Platinum Select Mastercard® is one of the three secured cards offered by this company. Like all its sisters, this card is also designed to help people with extremely poor credit get their financial history back on track. This card comes with an annual fee and moderate interest rates. In return, they get their account activity reported to credit bureaus on a monthly basis. Over time, it can be a useful tool for building credit while giving you another payment card that can be used conveniently. Here are some additional details you should know about the First Progress Select card.




13.99% (Variable)*



(235) First Progress Platinum Select Mastercard® Secured Credit Card

at Synovus Bank Secured website

Intro APR
Intro APR Period
Min. Credit Level
Bad Credit OK*

Card Details

  • Receive Your Card More Quickly with New Expedited Processing Option
  • No Credit History or Minimum Credit Score Required for Approval
  • Good for Car Rental, Hotels; Anywhere Credit Cards Are Accepted!
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Credit Line Secured by Your Fully-Refundable Deposit of $200 - $2,000 Submitted with Application
  • Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
  • 24/7 Online Access to Your Account
  • Read full First Progress Select Mastercard Review

Editor's take

The Platinum Select secured credit card is one of the three secured credit cards offered by First Progress (Select/ Elite/ Prestige). The company has a package offer directed towards people that want to rebuild their credit score or establish it properly. The requirements for getting this card are quite basic, and the whole application process is simple and quick.

This card has such a high approval rate that getting denied would be simply impossible. However, even if this happens, you won't have to worry about another negative mark on your credit score, as the application doesn't involve credit inquiries.

This card is a simple-to-get tool that allows you to improve your credit score without too much stress.

Who Is This Card for?

For people with bad credit scores or those who don't have one yet. First Progress Platinum Select Mastercard® is a unique card, as anyone can get it. These cards are made for US residents, and even if your FICO score is under 500, you can get one.

A lot of secured credit card providers say that they give their cards everyone, but this isn't the actual practice. First Progress delivers on this, and anyone can apply and get these cards, regardless of what their credit score is.

The only requirement is to be over 18 years old, to have a social security number, and US resident.

Platinum Select Secured Credit Card Benefits

A lot of secured credit cards currently on the market promise various benefits but miss out on the single most important one - getting your credit score back on track. First Progress Platinum Select is the exact opposite. It doesn't offer any fancy benefits other than making it easy to build credit.

It doesn't require a big investment and comes with moderate fees and interests. The approval rates are really high, and these cards are available to everyone. At the same time, the process of applying for one lasts only a couple of minutes.

In just a couple of days, you can start using this card and build your credit.

Are There Any Disadvantages?

If you look at the Platinum Select card from the angle of rebuilding credit, it doesn't have any big disadvantages. It does come with an annual fee of $39, which is fairly moderate but compared to some other cards out there, this might be the downside of this card.

Still, the Platinum Select Secured Card is easily approved without a credit inquiry. This isn't something that you will come across very often. You will also have to make a deposit if you want to extend your credit line.

Should You Use This Card?

We think that paying a moderate annual fee is worth it if you'll have a chance to build your credit in return. This is what First Progress Platinum Select Mastercard® guarantees you. First of all, it's easy to get approved for the card, and second, your activity will be reported to 3 main credit bureaus.

(Read related: Credit Reporting Cards Explained)

Now, the important thing for you to do is to consider what your options are. If you really have a low credit score, then going with this card might be the answer. Some other credit providers will destroy you with fees and interest if you have a low score, and they don't even guarantee approval.

See full review of First Progress Select Mastercard credit card


  • Guaranteed approval.
  • No monthly fees.
  • Monthly reports to credit bureaus.
  • Well-balanced fees and interests.
  • 24/7 online account.


  • Very simple without added perks.
  • Comes with an annual fee.
  • Doesn't offer any bonuses.

Basic Info

Card Issuer:
Synovus Bank
Card Network:
Card Category:
Consumer (Secured)
Common Uses:
  • Cards for Bad Credit
  • Low Interest Credit Cards
Rewards Card:
Understanding basic credit cards information and terminology can be confusing. We are here to help.

Finance & Rates

Introductory APR (%):
Applied Towards:
Intro Period:
Regular APR:
Regular APR Type:
Annual Fee:
Balance Transfer:
APR on Cash Advances:
Grace Period:
25 Days*
Late Payment Fee:
See Terms*
Understanding cards finance, terms and common credit cards rates can be complicated. We can help.

First Progress Platinum Select Mastercard® Secured Credit Card - Alternatives & Comparison

First Progress Platinum Select Mastercard® Secured Credit Card

First Progress Platinum Select Mastercard® Secured Credit Card

Annual Fee


Regular APR

13.99% (Variable)*

Intro APR


Min. Credit Level

Bad Credit OK*

Additional Information & Comments

Apply in just a few moments with no negative impact to your credit score; no credit inquiry will be recorded in your credit bureau file

The information provided for First Progress Platinum Select Mastercard® Secured Credit Card is believed to be accurate at the time of evaluation or recent update on January 17, 2020. However, we strongly advise visitors to review the Terms and Conditions on card issuer website by following Apply Now link to verify the accurancy of the information posted prior to actually applying for this card offer.
Market Pro Secure® has made it very easy to find the best credit cards for you. All you need to do is find the cards you like, click "Save Card", and then compare them side-by-side.

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Market Pro Secure® is an independent payment card comparison service supported by advertisers, a complete list of which can be seen in our Editorial Guidelines. Even though some of these advertisers are financial product providers and credit card issuers, our paid partnerships don't affect card ratings or the Best Card Picks on our website. We don't post any content that is provided or commissioned by any of our partners. However, our paid partnerships may affect how and where products appear on our site, including the order in which they are presented within listing categories. This order may also be affected by our website rules, as well as the likelihood of the applicant’s credit approval. We can't offer any warranty for the accuracy of the credit card information we share on our website, even though we do our best to keep the Terms and Conditions, rates, and other credit card details up-to-date. For more accurate information, click "APPLY NOW" to get transferred to the credit card issuer's official website. Market Pro Secure® doesn't include all available payment cards in the marketplace.

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