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Ally CashBack Credit Card

Consumer Reviews, Fees, Credit Score, Application & Best Alternatives


Updated: Nov 23, 2020
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Issued by ALLY bank the Ally Visa cashback credit card offers average benefits, no annual fee, and a cash back rewards program.

ANNUAL FEE:

$0*

ONGOING APR:

See Terms (Variable)*

INTRO APR:

0%*

93 User Ratings Ally CashBack Credit Card
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Introductory APR
0%*
Intro APR Period
12 months*
Minimum Credit Score
Accepts All*

Key Features


  • No annual fee
  • 0% introductory offer for 12 months
  • $100 Signing Bonus when they make $500 in purchases within the first 3 months of account opening
  • 2% cashback gas and grocery spending
  • 1% back on all other purchases
  • 10% Ally Deposit Bonus when cardholders deposit any eligible checking, savings, Ally money market, or non-IRA savings account.
$ 0 2020-11-30 InStock

Our Take


The Ally cash back credit card features an intro bonus of $100 when new cardholders spend $500 within the first 3 months of account opening. Cardholders can earn unlimited 2% rewards on groceries and gas. All other eligible purchases will earn 1% cashback. Moreover, Ally will amplify earned rewards with 10% bonus when cardholders deposit them into eligible Ally savings, checking, or money market accounts. This card also comes with 12 months 0% introductory offer for balance transfers.

The Ally cash back credit card features an intro bonus of $100 when new cardholders spend $500 within the first 3 months of account opening. Cardholders can earn unlimited 2% rewards on groceries and gas. All other eligible purchases will earn 1% cashback. Moreover, Ally will amplify earned rewards with 10% bonus when cardholders deposit them into eligible Ally savings, checking, or money market accounts. This card also comes with 12 months 0% introductory offer for balance transfers.


Pros

  • Cash Back rewards
  • No annual fee
  • Bonus rewards

Cons

  • Average rewards program

Basic Information

Issuer: Ally Bank
Network: VISA®
Category: Consumer (Regular)
Common Uses:
  • Instant Decision
  • Low Interest Cards
  • EMV Chip Card
  • Intro Bonus
Rewards: Yes
Reward Types:
  • Cash Back Reward Cards
Reward Units: Cash
 

Rates & Fees

Introductory APR (%): 0%*
Applied Towards:
  • Balance Transfer
Intro Period: 12 months*
Regular APR: See Terms
Regular APR Type: Variable*
Annual Fee: $0*
Balance Transfer: No*
APR on Cash Advances: See Terms*
Grace Period: N/A
Late Payment Fee: N/A
 

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Non-Affiliate Offer Disclosure
*The information provided for Ally CashBack Credit Card is believed to be accurate at the time of evaluation and has been collected independently by Market Pro Secure®. The card issuer did not provide the details, nor it is responsible for their accuracy.
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