The Unique Platinum card is a merchandise line of credit that gives cardholders some of the benefits that they would normally be given with a traditional credit card. Instead, this is a card that can be used in an exclusive online store that provides roadside assistance, legal assistance, and entitles cardholders to discounts in thousands of cities around the world.
- $1000 Credit Limit
- No Credit Checks
- Instant Approval
- 0% Financing
- No application denied for bad credit!
- *See terms and conditions
The Unique Platinum card is as unique as it sounds. It is a merchandise credit line card that allows individuals to buy merchandise with their card without having to pay interest and with no hidden fees. The fees on the card include an annual membership fee that is paid separately from the card's available credit. There is also a monthly services fee that is subtracted from the available credit on the card each month and those are the only fees that are paid aside from a late payment fee if the payment is made late or a returned check fee if the payment method comes back returned. What this card does is give the cardholder the ability to obtain quality merchandise easily. It is a purchase now and make payments scenario and cardholders receive special benefits just for having an account. The special benefits include being able to receive discounts in thousands of cities all around the world, full-service roadside assistance, and legal assistance with a number of different legal matters. The legal assistance involves will preparation, the review of legal documents, assistance when needing representation in small claims court, and much more. These are benefits that line of credit cards typically do not give. Overall, this card presents a way to purchase merchandise without having to do credit checks, pay interest, and pay fees for every move you make with the card. As you continue on with your account, you may be entitled to credit line increases that will enable you to have even more flexibility with your account. Because the card is easy to use, it is considered a very unique way to use credit.
- Shopping card
- $1000 credit
- Limited usage
- Cards for Bad Credit
- Shopping Cards
- Guaranteed Approval
Finance & Rates
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People that suffer from bad credit have been on the rise in the past couple of years. Improving one's credit score is integral. A good credit score means quite a lot of different things.
When you're the proud owner of good credit, you're eligible to apply for loans, mortgages, insurance, and other things. But, people tend to ruin their credit with bad purchases, and improving it can be quite a nightmare.
Lucky for you, there is a happy pill to the nightmare in question. The solution is the Fingerhut Advance card! It isn't only a card that gives you a fair amount of purchasing power; it's an essential tool that every proper credit rebuilding strategy needs to function.
The Fingerhut Company & Numerous Services
Fingerhut is a popular retailer that was founded back in 1948 and has been an integral part of any consumer's purchasing habit ever since. Fingerhut has built its reputability through years of hard work and dedication as a reliable seller with a catalog of vast quantities of items.
In the past couple of years, though, as everything has gone virtual, so has Fingerhut. Fingerhut Credit now offers an online catalog and a couple of different credit options, specially catered towards people who are looking to improve their credit score.
The Fingerhut family is continually adding options, services, and items. It shows no sign of stopping anytime soon. Fingerhut understands that people deserve a second chance at their credit score, and strives to provide it accordingly.
Fingerhut Credit Options
Fingerhut Shopping Credit Card
Fingerhut Credit offers two different credit options, and the first one we're going to discuss is its Advance Shopping Credit card.
This credit card is offered by WebBank, which has purchasing power only on Fingerhut and Fingerhut affiliated websites. It is a credit card primarily used for rebuilding credit. While its purchasing power is not that great, it is a straightforward, pure, and safe option.
The Fingerhut advance credit card is integral to an excellent credit strategy, and can help you:
- Manage your spending
- Improve your credit score
- Track and monitor your purchasing habits
- Reap plentiful interest
These are all very appealing to people who are not only looking to increase their credit score but improve their credit habits as well. This card, like all other cards and credit options available through Fingerhut, is entirely free to maintain, open, use, and implement into your purchasing arsenal.
Fingerhut is a firm believer in the second chance philosophy, and it shows this through its FreshStart option. While the acceptance ratings on the Advanced Credit card are very high, if you aren't eligible for one, you're automatically applied to the FreshStart Program.
Consider this as a one-off spending credit coupon that you can spend on items on the Fingerhut website. When you've paid this option off, you're eligible to apply for an Advance Credit Card, which allows you to reap even more credit-increasing benefits.
Both of these credit options report their spending and their pay-offs to all three major credit bureaus (see: Credit Reporting Cards), improving your credit alongside helping you upgrade it further.
Fingerhut Affiliates and Partners
There is one drawback to the utilization of the Fingerhut credit options. They're only applicable to Fingerhut and Fingerhut affiliates.
This means you can't use the card anywhere else. But, there is no reason to worry, as Fingerhut has a vast catalog of online retailers, and has quite the amount of brands and products affiliated with the site.
The most fashionable clothing and electronic brands are all available through Fingerhut Credit. People report that it is just like any other online retailer, with the credit-bonus twist. The shipping fees on these items might be a little bit higher than usual, but that is due to the generous credit options that this website offers.
Some of the popular brands affiliated with Fingerhut are:
- And many more!
Mobile App & Website
All Fingerhut Credit options are accessible through PC and Mobile devices. Mobile support comes in the form of an app for both IOS and Android users, while the website supports all major browsers.
Our Thoughts on Fingerhut Credit Options
Fingerhut Credit is a reliable and reputable provider of credit. It is an ideal way to improve your credit score, while not missing out on some fantastic purchasing opportunities. There is absolutely nothing to worry about except for paying your debt on time.
Transferring money to your Fingerhut card is also very simple, as Fingerhut offers different ways to do this. From all popular cards and accounts to the popular e-wallets, the range of support sure is vast. The card is also free to make, use, and maintain - so you have nothing to lose!