Unique Platinum Card

September 23, 2020
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If you're looking for a good and lucrative way out of your financial struggles, the Unique Platinum credit card might just be one of the best ways to do it. You must understand its pros and cons to use it in the best way possible.

With an incredible credit line reward and an easy application, Unique Platinum allows you to enjoy a high level of convenience when making your online purchases. If your credit is currently at a bad place, this card might just help you recover financially by injecting some first aid cash into your financial flows.

Make sure you know how it works, what its advantages and disadvantages are so that you can make an informed decision that will help you improve your bad credit. Read our honest Unique Platinum review below to see if this card is the right solution for you.




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655 User Ratings Unique Platinum Card

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Intro APR
Intro APR Period
Min. Credit Level
Accepts All*

Card Details

  • Enjoy a $1,000.00 Credit Line!
  • Bad Credit? No problem
  • No Credit Checks
  • No monthly fee!
  • Instant Approval
  • 0% Financing
  • *See terms and conditions
$ 0 2020-09-28 InStock

Expert Review

If you're weak financially at the moment and your credit isn't looking its best, finding an easy-access way to revive your cash inflow sounds like the best solution to your financial struggles. In such cases, people with poor credit scores are usually experiencing issues with finding the right solution for their financial needs. If your credit saw better days in the past, ...

If you're weak financially at the moment and your credit isn't looking its best, finding an easy-access way to revive your cash inflow sounds like the best solution to your financial struggles.

In such cases, people with poor credit scores are usually experiencing issues with finding the right solution for their financial needs.

If your credit saw better days in the past, there may be an easy way to solve your current financial problems in the best possible manner. Unique Platinum Card is a financial form of first aid that allows you to take care of your daily needs by providing credit for online shopping.

This is a special credit card designed for people with bad credit to offer a way out of their financial nightmare by providing the much-needed relief at the time of need. Read on to find out if this is a suitable solution for rebuilding your credit.

Who Is This Card For?

Issued by Unique Card Services, Unique Platinum is a shopping credit card (Explained) that provides the user with a 1000$ credit line that they can use at My Unique Outlet online store. The card's main features allow the user to make online purchases with no credit checks and 0% financing.

Unique Card Services provide almost instant approval while no application has been denied for bad credit. If you want to shop at this online store, Unique Platinum card is for you. However, if this isn't exactly up your financial alley, it might turn out to be quite an expensive card for your limited budget capabilities.

It's essential to understand that this card can't be used anywhere else as it's not a regular credit card like Mastercard or Visa. It only works at a particular online store. The applicants get 0% APR and a 1000$ credit line.

There's an upfront initial payment fee, monthly fee, and minimum payment to worry about, as well as additional penalties. It's an expensive card, and it might not be the best solution for rebuilding your credit.

The Benefits

Upon application, Unique Card Services will offer to reward you with the benefit of a platinum shopping line of credit. That means that new applicants get a $1000 credit line that they can use to make purchases online at My Unique Outlet.

This is a store and catalog card that offers no credit checks, instant approval, and 0% financing. The card has no APR, which is an additional benefit that you can use to improve your balance. Since it doesn't incur any interest, you can use the balance to get some additional financial support.

Perhaps the best thing about the Unique Platinum card is the additional benefits. There are three member benefits to count on:

  • Roadside assistance - provides access to winching, jump-starts, tire change service, lockout service, fuel delivery, and towing.
  • Legal assistance - discounted and free legal care
  • Daily discount offer - receive discounts when purchasing new products

The Disadvantages

The first disadvantage is the upfront initial payment fee of $29.95. You can't get this card if you don't pay this one-time fee. This fee includes the application fee, which is not refundable, and the enrollment fee. Then, there's the fact that you can use this card only at My Unique Outlet.

The card also automatically renews after the initial period. This automatic membership enrollment will cost you an additional $19.95 per month. If you try to cancel, this will lower your initial credit line from $1000 to $250. Finally, there's also a minimum monthly payment - 10% of your balance or $25, which is much more than most credit cards charge.

Should You Use This Card?

If online purchasing at My Unique Outlet and road assistance cover your current financial needs, you should use the Unique Platinum card.

However, if you're looking for a financial solution that can offer a way to rebuild, build, or improve your credit, this card isn't the best way to do it. It has quite a costly annual fee with a lot of additional costs along the way.


  • $1,000 credit line
  • 60-second application
  • No credit checks
  • No credit turndowns
  • Low monthly payments
  • 0% financing on purchases
  • Additional benefits


  • Only valid at My Unique Outlet
  • Automatic membership enrollment
  • Initial membership fee

Basic Info

Card Issuer:
Other Issuers
Card Network:
Other Networks
Card Category:
Consumer (Premium)
Common Uses:
  • Cards for Bad Credit
  • Shopping Cards
  • Guaranteed Approval
Rewards Card:
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Finance & Rates

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Additional Information & Comments

*Guaranteed approval is subject to US residents who are over the age of 18, have a valid credit card or debit card, have the ability to make a monthly payment of $250 if the entire credit line is used and have paid the enrollment fees.
8*See terms and conditions

Q: How to cancel Unique Platinum Card Membership?
A: You can cancel Unique card membership anytime by calling 1-888-805-7648 or sending an email for customer support at - [email protected]

*The information provided for Unique Platinum Card is believed to be accurate at the time of evaluation or recent update on September 23, 2020. However, we strongly advise visitors to review the card fees and Terms & Conditions on card issuer's website by following Apply Now link to verify the accurancy of the information posted prior to applying for this card offer.
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Unique Platinum Reviews - (1 User Reviews)

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April 28, 2020
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Needs Work (300-579)
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File for Bankruptcy
Helps to grow credit score
What I like about it is that this is going to help me in growing my credit score
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Unique Platinum Card

Unique Platinum Card

Min. Credit Required: Accepts All*