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PRO News & Advice2019-09-04T10:38:11+00:00

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Ensuring financial stability and making the best financial decisions depends on a lot of things. It isn’t all simply about paying all your bills on time (although this does play a big part). You’ll need to stay informed. You’ll need to keep up with the changes in the economy, learn more about internet safety (especially if you use your credit card for shopping online), you’ll need to gain insight into the different types of credit cards, insurance, loans, etc. Although there’s a lot of information on these topics that you can find online, not all of it is reliable. This is why we’re here – to provide you with trustworthy information and news that will keep you updated. Check out our latest articles, PRO News & Advice to learn more.

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FICO Losing its Shine?

3 min read There's at least one group, a subsidiary of the National Association of Federal Credit Unions, that's pushing for lenders to abandon FICO as its industry standard in lieu of an alternative it says is more accurate.

Verizon And AMEX Team Up To Offer Digital Payments

2 min read The largest cellphone company in America, Verizon Wireless, is set to install American Express apps for the credit card issuers new payment service, Serve, on all of their phones and tablets.

Term Life Insurance

2 min read Term life insurance provides coverage for a specified period of time - the term of the policy (typically ranging from five to thirty years). After this time, it is possible to renew your policy with the premium adjusted for your health and age at the time you renew.

Debt Can Boost Self Esteem In Young Adults

2 min read A new study shows that despite popular assumption, credit card debts and student loans do not make young adults anxious about their financial situation. Instead, debt can actually boost self esteem and make young people feel more in control of their own lives.

Investigate Student Credit Cards Carefully

3 min read College students are offered many credit cards when they first enter campus. Parents can take advantage of this opportunity by investigating ones that will help their child in emergency situations while also helping them to establish a good credit history.

Credit Cards Must Not Revive Old Debts

2 min read An odd sequence of new offers on credit cards have suddenly started to arrive in the mailboxes of people who have had past problems with their credit history, such as delinquencies and defaults, says some news reports published recently.

Top 10 Credit Card Best Practice Tips Published

2 min read A list of the top ten credit card best practices has been published offering advice which can help everyone from college students just starting out with their first credit card, to more mature consumers who have already made some mistakes in their financial management and are looking to set things straight.

Establishing A U.S. Credit Score As A Foreign Student

4 min read Even as a foreign exchange student, you have long-term goals and some of these goals may occur while in the United States. You may wish to buy a car and, if you decide to, buy a home in the U.S. Having a credit file can help you reach these goals.

Importance of Credit Card Terms and Conditions

3 min read A credit card is a form of borrowing that often involves charges. Credit terms and conditions affect your overall cost. So it's wise to compare terms and fees before you agree to open a credit or charge card account.

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