There’s nothing easier than the Modern Cash Prepaid MasterCard. The card is very easy to apply for because there are no credit checks. Simply fill out the application, load money on the card and wait for it in the mail. It can be that simple.
There are plenty of prepaid credit cards out in the marketplace. Some of them have good features and some of them don’t. Modern Cash stands out from the rest because it provides a number of benefits, including the ability to manage money, spend money anywhere and load money onto the card in many ways.
Manage Money Safely
The money you load onto the card is very safe. It’s safer than cash because if it’s lost or stolen, it only takes a phone call to have the card replaced. In addition, there’s an identity theft feature on the card. Should you see that your card has been comprised, you will not be responsible for any charges that you didn’t authorize.
It’s possible to always know what’s going on with your card because of 2 features:
- Online management
- Spending alerts
The online management tool provides you 24/7 access to your account. You’ll log in with your username and password. You can find out what your balance is, view past charges and even transfer money. It’s a convenient way to budget to show that you’re financially responsible.
Spending alerts can be programmed to go to your mobile phone. You can find out what your balance is. Be notified when your account reaches a certain balance. Be notified of certain transactions. If you can’t get to a computer, these alerts can help you so that you never run out of money on your card.
Spend Money Wherever
There’s a MasterCard logo on the card, which means that you’ll be able to use the card wherever you go. Use it in your hometown or clear across the globe. Millions of merchants accept the card online, over the phone and in person.
Should you ever need cash, there’s a pin number with the card. Visit an ATM machine and pull out the cash that you need. This way if you ever do need cash, you have the convenient way to get it when it’s necessary.
Overdraft protection is a service offered by Modern Cash. If you think that there’s a possibility of you ever running out of funds, this service protects you. This will give your account the cushion it needs if you make a transaction for more than what’s loaded onto your card. Your transaction will always go through so you don’t have to suffer embarrassment. Fees apply but it can be a life saver.
Know that you won’t go into debt. Since you can only spend what’s loaded on the card, there’s never a credit line to tempt you. There are also no interest rates so you can spend the money that’s on your card without worrying about penalty fees later.
Load Money on the Card When Needed
There are three easy ways to load money onto the card:
- Direct deposit
- Account to Account
- Western Union
Paychecks can be loaded directly onto your card. Whenever you get paid, your card is immediately funded. The service is free and it’s the easiest way to ensure that you have the money that you need. There is also a feature that puts money back into your account every month. If your direct deposit is above a certain amount, you can receive a credit. It’s like free money each and every month.
Anyone else that has a Modern Cash account can send you money and you can send them money. It’s a free service that provides you with the ability to borrow money, pay the money back or even send someone the gift of cash.
Visit Western Union locations all around the country to fund your card. If you’ve got cash, money order, or even a Western Union wire transfer, it can be applied directly to your card. You will never have a reason not to have money on the prepaid MasterCard.
Experience a prepaid MasterCard that is different than the other ones on the market. Apply today for the Modern Cash MasterCard so that you can start loading money onto it right away and taking advantage of all of the features all year long.