Insurance

//Insurance

Life Insurance Policies Explained

2019-09-15T09:40:32+00:00

Life insurance is an essential part of financial planning. One reason most people buy life insurance is to replace income that would be lost with the death of a wage earner. The cash provided by life insurance also can help ensure that your dependents are not burdened with significant debt when you die.

Life Insurance Policies Explained2019-09-15T09:40:32+00:00

Variable Universal Life Insurance

2019-09-15T08:45:17+00:00

Variable universal life insurance policies provide permanent life insurance coverage and any cash value accumulates on a tax-deferred basis. The death benefit and cash value depend on the investment performance of one or more separate accounts, which may be invested in mutual funds or other investments allowed under the policy.

Variable Universal Life Insurance2019-09-15T08:45:17+00:00

Variable Life Insurance

2019-09-15T08:48:09+00:00

Variable or adjustable life insurance refers to a policy where death benefits & cash values are variable - your death benefits and premiums vary according to your investment's performance. The accumulated cash value is directed to your choice of investment accounts.

Variable Life Insurance2019-09-15T08:48:09+00:00

Whole Life Insurance

2019-09-15T08:49:56+00:00

Whole life insurance features a level premium and level death benefit to age 100 with an accumulating cash value that increases over time until it equals the set death benefit. Whole Life covers you for as long as you live, if the premiums are paid.

Whole Life Insurance2019-09-15T08:49:56+00:00

Term Life Insurance

2019-09-15T08:55:03+00:00

Term life insurance provides coverage for a specified period of time - the term of the policy (typically ranging from five to thirty years). After this time, it is possible to renew your policy with the premium adjusted for your health and age at the time you renew.

Term Life Insurance2019-09-15T08:55:03+00:00

Home Insurance Price Factors

2019-09-27T06:26:49+00:00

Here are some factors to consider when purchasing home insurance. All of these factors can and will have an influence on the price you pay for home insurance.
The Condition of the Home: Insurers factor in general wear and tear on your home when setting a premium. They will inspect such things as the condition of the roof, porches, decks, and the integrity of the home's wiring system.

Home Insurance Price Factors2019-09-27T06:26:49+00:00
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