If you are a regular visitor to the Magic Kingdom, then you know all to well the costs of being a Disney Fan. With photo ops with all of your favorite characters and various memorabilia and other themed goodies on offer, your wallet will soon start to feel the strain. However, JP Morgan Chase are striving to make things a little bit easier with the Disney Premier Visa card.
While the $49 annual fee may not make a lot of sense for those who are not Disney fans, if you are a fan, or a parent or grandparent, who is going to be buying Disney merchandise even if you are not planning a trip to Disney them parks, then there are some nice savings to be made with this card.
The annual fee itself is actually voided in the first two years thanks to a $100 statement credit which is awarded to new cardholders when they use their new credit card for the first time. This covers the cost of the first two annual fees, but after that it is important to ensure that your rewards cover the cost so that the card remains worthwhile. That is why it is really recommended for Disney aficionados.
The Disney Premier Visa from JP Morgan Chase is a cash back based rewards card which offers 2% cash back on all purchases made at restaurants, grocery stores, gas stations and perhaps most importantly, Disney locations. All other purchases are rewarded at 1% cash back.
The reward categories are static so you can expect evenly distributed earnings all year round. Cardholders who spend a minimum of $50 at any Disney store, either an actual retail location or at the online store found at disneystore, also get a 10% discount which is great news for anyone buying for children’s birthdays or other occasions.
The perks do not end there, at present there is also an interest free introductory period spanning six months when you purchase any Disney vacation package. That means that if you are planning a family vacation, and you will be able to pay it off within the six month interest free period, then the card is definitely worthwhile. Disney vacations are available to suit every budget from $100 to $10,000.
Once you actually get there you will have additional ways to make the most of your rewards with options including frr 5by7 photos with Disney characters and rewards which can be redeemed against shows, hotels and restaurants within the Disney theme parks.