Merrick Bank Double Your Line™ Secured Visa®

Fast approval, 3 credit bureaus reporting card with free credit score

Updated: May 10, 2021

Advertiser Disclosure

Issued by Merrick Bank the Double Your Line Secured credit card is designed for those with not so good credit who want to build credit history while tracking monthly progress with a free FICO score tool. The card comes with low APR, the possibility to double credit line after a few months when making timely payments, credit reporting, and full Visa card benefits.

ANNUAL FEE

$36

ONGOING APR

17.45% Variable

INTRO APR

N/A

29 User Ratings

Merrick Bank Double Your Line™ Secured Visa®

at Merrick Bank Secured website

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Introductory APR

N/A

Intro APR Period

N/A

Minimum Credit Score

Accepts All

Key Features

  • Put down $200, which becomes your credit line. Then, if you qualify, double your credit line to $400 without making another deposit.
  • Double your $200 credit line by making at least your minimum payment on time each month for the first 7 months your account is open.
  • Secured Credit Cards are great for people looking to build or rebuild credit and are available to people with all kinds of credit backgrounds.
  • Unlike a debit card or a pre-paid card, it helps build your credit history. We report your payment history to all three major credit-reporting agencies.
  • Get 100% U.S.-based customer service & get your FICO® Credit Score for free each month.
  • Fraud coverage if your card is lost or stolen. Access your account 24 hours a day, 7 days a week. Get help staying on track with available Auto Pay and account alerts.
  • Annual fee is $36 the first year. Billed $3 per month thereafter
  • Card issued by Merrick Bank, Member FDIC.
  • Get up to $12,500 with Merrick Bank Personal Loan (Good, Fair, Poor Credit Accepted)

Our Take

The minimum deposit for this Merrick Bank Double Your Line Secured card is $200, which becomes your initial credit line. By making timely payments for at least 7 months you will be able to double your credit line to $400 without another deposit. Plus, your credit will be reported monthly to all three major credit bureaus and you get a free FICO score every month, too.

Key Double Your Line Secured Card Benefits

  • Low APR: The APR for this card lower than most secured card offers.
  • Double your credit: Opportunity for credit line increases with responsible use and on-time payments.
  • Credit reporting: Reports credit to all 3 main credit bureaus monthly.
  • Free score: You will get a monthly FICO® score free of charge.
  • Free Apps: Free online and mobile app (Google & Apple) for account access.
  • Visa card benefits: Exclusive deals on shopping, entertainment, and travel.

Other Merrick Bank Offers

Other Similar Secured Card Options

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Basic Information
Issuer: Merrick Bank
Network: VISA®
Category: Consumer (Secured)
Best Used For:
  • Cards for Bad Credit
  • Low Interest Rate
  • No Credit / New to Credit
  • Building Credit
  • Damaged Credit
  • No Credit Check
Rewards: No
Rates & Fees
Regular APR: 17.45%
Regular APR Type: Variable
Annual Fee: $36
Balance Transfer: No
APR on Cash Advances: 22.45%
Grace Period: 25 days
Late Payment Fee: Up to $40
Other Fees:
  • Return Check Fee: Up to $40
  • Foreign Trans Fee: 2%
  • Account Set-up Fee: $0
  • Over Limit: $0

Merrick Bank Double Your Line™ Secured Visa® Alternatives


Merrick Bank Double Your Line™ Secured Visa®

Merrick Bank Double Your Line™ Secured Visa®

APPLY NOW

Annual Fee

$36

Regular APR

17.45%

Intro APR

N/A

Min. Credit Level

Accepts All

IMPORTANT
*The information provided for Merrick Bank Double Your Line™ Secured Visa® is believed to be accurate at the time of evaluation or recent update on May 10, 2021. However, we strongly advise visitors to review the card fees and Terms & Conditions on the issuer's website by following Apply Now link to verify the accurancy of the information posted prior to applying for this card offer.

Merrick Bank Double Your Line™ Secured Visa®

Reviews
Share your experience and rate the Merrick Bank Double Your Line™ Secured Visa®
Merrick Bank Double Your Line™ Secured Visa®

Merrick Bank Double Your Line™ Secured Visa®

Min. Credit Required: Accepts All

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