Merrick Bank Double Your Line® Secured Credit Card
Fast approval, 3 credit bureaus reporting card with free credit score
Updated: Jun 24, 2022
Issued by Merrick Bank the Double Your Line Secured Mastercard is designed for those with not-so-good credit who want to build credit history while tracking monthly progress with a free FICO score tool. The card comes with low APR, the possibility to double credit line after a few months when making timely payments, credit reporting, and full Visa card benefits.
ANNUAL FEE
$36
ONGOING APR
18.20% Variable
INTRO APR
N/A

at Merrick Bank Secured website
Apply NowIntroductory APR
N/A
Intro APR Period
N/A
Minimum Credit Score
Accepts All
Key Features
- Put down $200, which becomes your credit line. Then, if you qualify, double your credit line to $400 without making another deposit.
- Double your $200 credit line by making at least your minimum payment on time each month for the first 7 months your account is open
- Secured Credit Cards are great for people looking to build or rebuild credit and are available to people with all kinds of credit backgrounds.
- Unlike a debit card or a pre-paid card, it helps build your credit history. We report your payment history to all three major credit-reporting agencies.
- Get your FICO® Credit Score for free each month.
- Fraud coverage if your card is lost or stolen. Access your account 24 hours a day, 7 days a week. Get help staying on track with available Auto Pay and account alerts.
- Card issued by Merrick Bank, Member FDIC.
Our Take
The minimum deposit for this Merrick Bank Double Your Line Secured Mastercard is $200, which becomes your initial credit line. By making timely payments for at least 7 months you will be able to double your credit line to $400 without another deposit. Plus, your credit will be reported monthly to all three major credit bureaus and you get a free FICO score every month, too.
Key Double Your Line Secured Credit Card Benefits
- Low APR: The APR for this card is lower than most secured card offers.
- Double your credit: The opportunity for a credit line increases with responsible use and on-time payments.
- Credit reporting: Reports credit to all 3 main credit bureaus monthly.
- Free score: You will get a monthly FICO® score free of charge.
- Free Apps: Free online and mobile apps (Google & Apple) for account access.
Other Merrick Bank Offers
Other Similar Secured Card Options
Issuer: | Merrick Bank |
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Network: | Mastercard® |
Category: | Consumer (Secured) |
Best Used For: |
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Rewards: | No |
Regular APR: | 18.20% |
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Regular APR Type: | Variable |
Annual Fee: | $36 |
Balance Transfer: | No |
APR on Cash Advances: | 23.20% |
Grace Period: | 25 days |
Late Payment Fee: | Up to $40 |
Other Fees: |
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Merrick Bank Double Your Line® Secured Credit Card Alternatives
![]() Merrick Bank Double Your Line® Secured Credit Card |
APPLY NOW |
Annual Fee $36 |
Regular APR 18.20% |
Intro APR N/A |
Min. Credit Level Accepts All |
Merrick Bank Double Your Line® Secured Credit Card
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