Merrick Bank Double Your Line® Secured Credit Card

Fast approval, 3 credit bureaus reporting card with free credit score

Updated: Oct 06, 2022

Advertiser Disclosure

Issued by Merrick Bank the Double Your Line Secured Mastercard is designed for those with not-so-good credit who want to build credit history while tracking monthly progress with a free FICO score tool. The card comes with low APR, the possibility to double credit line after a few months when making timely payments, credit reporting, and full Visa card benefits.




20.45% Variable



30 User Ratings

Merrick Bank Double Your Line® Secured Credit Card

at Merrick Bank Secured website

Apply Now

Introductory APR


Intro APR Period


Recommended Credit Score

Accepts All

Key Features

  • Put down $200, which becomes your credit line. Then, if you qualify, double your credit line to $400 without making another deposit.
  • Double your $200 credit line by making at least your minimum payment on time each month for the first 7 months your account is open
  • Secured Credit Cards are great for people looking to build or rebuild credit and are available to people with all kinds of credit backgrounds.
  • Unlike a debit card or a pre-paid card, it helps build your credit history. We report your payment history to all three major credit-reporting agencies.
  • Get your FICO® Credit Score for free each month.
  • Fraud coverage if your card is lost or stolen. Access your account 24 hours a day, 7 days a week. Get help staying on track with available Auto Pay and account alerts.
  • Card issued by Merrick Bank, Member FDIC.

Our Take

The minimum deposit for this Merrick Bank Double Your Line Secured Mastercard is $200, which becomes your initial credit line. By making timely payments for at least 7 months you will be able to double your credit line to $400 without another deposit. Plus, your credit will be reported monthly to all three major credit bureaus and you get a free FICO score every month, too.

Key Double Your Line Secured Credit Card Benefits

  • Low APR: The APR for this card is lower than most secured card offers.
  • Double your credit: The opportunity for a credit line increases with responsible use and on-time payments.
  • Credit reporting: Reports credit to all 3 main credit bureaus monthly.
  • Free score: You will get a monthly FICO® score free of charge.
  • Free Apps: Free online and mobile apps (Google & Apple) for account access.

Other Merrick Bank Offers

Other Similar Secured Card Options

Apply Now
Basic Information
Issuer: Merrick Bank
Network: Mastercard®
Category: Consumer (Secured)
Best Used For:
  • Cards for Bad Credit
  • Low Interest Rate
  • No Credit / New to Credit
  • Building Credit
  • Damaged Credit
  • No Credit Check
Rewards: No
Rates & Fees
Regular APR: 20.45%
Regular APR Type: Variable
Annual Fee: $36
Balance Transfer: No
APR on Cash Advances: 25.45%
Grace Period: 25 days
Late Payment Fee: Up to $40
Other Fees:
  • Return Check Fee: Up to $40
  • Foreign Trans Fee: 2%
  • Account Set-up Fee: $0
  • Over Limit: $0

Merrick Bank Double Your Line® Secured Credit Card Alternatives

Merrick Bank Double Your Line® Secured Credit Card

Merrick Bank Double Your Line® Secured Credit Card


Annual Fee


Regular APR


Intro APR


Rec. Credit Score

Accepts All

*The information provided for Merrick Bank Double Your Line® Secured Credit Card is believed to be accurate at the time of evaluation or recent update on October 06, 2022. However, we strongly advise visitors to review the card fees and Terms & Conditions on the issuer's website by following Apply Now link to verify the accurancy of the information posted prior to applying for this card offer.

Merrick Bank Double Your Line® Secured Credit Card

Share your experience and rate the Merrick Bank Double Your Line® Secured Credit Card
Merrick Bank Double Your Line® Secured Credit Card

Merrick Bank Double Your Line® Secured Credit Card

Rec. Credit Score: Accepts All

Save to Compare

My Saved Cards (0)

Compare Saved Cards

Market Pro Secure® has made it easy to find the best card offers for you. All you need to do is find the cards you like, click "Save Card", and compare side-by-side.


Advertiser Disclosure

Market Pro Secure® is an independent payment card comparison service supported by advertisers, a complete list of which can be seen in our Editorial Guidelines. Even though some of these advertisers are financial product providers and credit card issuers, our paid partnerships don't affect card ratings or the Best Card Picks on our website. We don't post any content that is provided or commissioned by any of our partners. However, our paid partnerships may affect how and where products appear on our site, including the order in which they are presented within listing categories. This order may also be affected by our website rules, as well as the likelihood of the applicant’s credit approval. We can't offer any warranty for the accuracy of the credit card information we share on our website, even though we do our best to keep the Terms and Conditions, rates, and other credit card details up-to-date. For more accurate information, click "APPLY NOW" to get transferred to the credit card issuer's official website. Market Pro Secure® doesn't include all available payment cards in the marketplace.