AARP® Foundation Prepaid Mastercard®

Charity card to support AARP Foundation at no extra cost for you

Updated: May 21, 2021

Advertiser Disclosure

The AARP Foundation Prepaid Mastercard from Green Dot gives seniors a new way to manage their money. With low fees that can be waived in certain circumstances and various degrees of security, having this reloadable prepaid debit card is much safer than carrying cash. It is also an effective way to control expenses.

ANNUAL FEE

$0

ONGOING APR

0% Fixed

INTRO APR

N/A

128 User Ratings

AARP® Foundation Prepaid Mastercard®

This card is not available right now.

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Application Fee

See Terms

Credit Reporting

No

Minimum Credit Needed

Bad Credit OK

Key Features

  • Free Direct Deposit of Social Security & Paychecks
  • Use it for purchases everywhere Debit MasterCard® is accepted
  • No overdraft fees
  • No withdrawal fee at over 22,000 MoneyPass® ATMs nationwide. A fee of $2.50 will apply for withdrawals made outside the MoneyPass network, plus any fee the ATM owner may assess
  • Monthly Service Fee can be waived
  • Walmart Rapid reload

Our Take

The AARP Foundation Prepaid Mastercard from Green Dot is an effective way to manage cash. It is a debit card, but it is not tied to a bank account. It also doesn’t require that the cardholder have a bank account to link to the card. All an individual needs is cash to load onto the card. This can be done at one of the thousands of retail locations. Your card can be swiped to be reloaded or you can buy a MoneyPak that can be used to reload your card online. You can also do a bank transfer.

There are fees associated with reloading unless you are having money direct deposited to the card. If you opt for the direct deposit of your social security check, paycheck, or your tax return, then you will not have to pay a charge. However, there are limits to how much money can be deposited in cash and how much can be direct deposited. These limits are the same as the maximum cash or direct deposit balances on the card.

There are also certain degrees of security that are had with the card. For instance, you have a certain amount of fraud protection. If Green Dot suspects that there is any fraudulent activity on your card, they do reserve the right to restrict access. Typically, this is only done if the activity is suspicious. They also take measures when you report a lost or stolen card within two days of you noticing that it is gone. This proves how having a prepaid debit card can be much safer than carrying cash.

Pros

  • Card monthly fee can be waived
  • Stored value Mastercard benefits
  • Fee free at MoneyPass

Cons

  • Monthly fee
  • No credit reporting
  • No rewards program

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Basic Information
Issuer: Other Issuers
Network: Mastercard®
Category: Consumer (Stored Value)
Best Used For:
  • Cards for Bad Credit
  • Co-Branded
  • Prepaid & Debit
  • Guaranteed Approval
Rewards: No
Rates & Fees
Regular APR: 0%
Regular APR Type: Fixed
Annual Fee: $0
Balance Transfer: No
Other Fees:
  • Foreign Transactions: 3% of total transaction amount

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Additional Information & Comments

Monthly fee is waived in any monthly billing cycle when you: - load at least $1,000.00 to your Card; - have thirty (30) posted purchase transactions (excludes all ATM declined withdrawals, ATM balance inquiries, teller cash advances and online bill payments); or - load at least $250.00 to your Card using direct deposit.

Non-Affiliate Offer Disclosure
*The information provided for AARP® Foundation Prepaid Mastercard® is believed to be accurate at the time of evaluation and has been collected independently by MarketProSecure®. The card issuer did not provide the details, nor it is responsible for their accuracy.

AARP® Foundation Prepaid Mastercard®

Reviews - (2 User Reviews)
Share your experience and rate the AARP® Foundation Prepaid Mastercard®
(Good)
July 5, 2020
YAN TAi YEUNG (36-45) - Wants to have it
Income on Application
$11000
Credit Score
Good (670-739)
Credit Limit
$1000
Filed for Bankruptcy
No

Seems attractive offer

I am interested because I want to use it to make payments and shopping.
Fees & Charges:
4/5
Features & Benefits:
5/5
Customer Support:
3/5
Application Process:
3/5
Comment (0)

(Good)
June 9, 2020
Gerald B. (46-55) - Applicant
Income on Application
$34000
Credit Score
Fair (580-669)
Credit Limit
$500
Filed for Bankruptcy
No

Card for those over 50

I heard it's a great card for people who are 50 years old and up. So, I would like to have this card to help me and my credit.
Fees & Charges:
4/5
Features & Benefits:
4/5
Customer Support:
3/5
Application Process:
5/5
Comment (0)

AARP® Foundation Prepaid Mastercard®

AARP® Foundation Prepaid Mastercard®

Min. Credit Required: Bad Credit OK

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