24k Prepaid Visa® RushCard
Consumer Reviews, Fees, Credit Score, Application & Best Alternatives
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Issued by Meta Bank the 24k Prepaid Visa RushCard is designed for those who have not the perfect credit but would like to show their style with a Rush card.
Key Features
- Enroll in Direct Deposit and get your pay up to two days early.*
- Real-time activity alerts to let you know when a load goes through or if your balance is running low.
- Your funds are FDIC-Insured through MetaBank®, Member FDIC. Card accounts are subject to ID Verification*.
- Approval upon successful ID verification.* No credit check* or minimum balance required.
- Your funds are protected if your card is lost or stolen thanks to the Visa Zero Liability policy.*
- Easy Online Bill Pay- pay your rent, utilities or a friend*.
Our Take
24k Prepaid Visa RushCard as the name suggests is a prepaid card built for everyone. There is no discrimination based on credit rating and history. This allows almost anybody to have a copy of this card.
Issued by META Bank, this card only requires you to have some form of government-issued identification a social security number for U.S residents.
The card isn't available to non-U.S. It's also important to know that presenting government-issued identification does not automatically lead to qualification until the applicants' identity is verified.
Cardmembers can use their cards to make online payments, redraw funds from ATMs or purchase goods and services from millions of retail outlets worldwide accepting VISA debit cards. There is a negligible minimum opening balance allowing interested consumers to get one of these without having to budget it.
Direct deposit is flexible and convenient for most cardmembers. Cardmembers are encouraged to refer a friend as they earn cash for this. Another benefit is a 24/7 online account management system enabling card members track spending, view card balance, charges, deposits, and relating transactions. Compared to competing debit cards, cardmembers are not charged hidden or excessive fees on most transactions.
Offered on the VISA network, this card comes enabled with full benefits afforded visa debit and credit cards. Cardmembers are fully insured against liability as victims of theft and identity theft. Around the clock customer support service stays awake to serve the needs of card members with support requests.
24k Prepaid Visa RushCard isn't a credit card allowing you to spend more you haven't already earned. It's a prepaid card requiring you to deposit funds before using it to make purchases. As a cautious consumer, this kind of concept could be what you need to stay away from credit cards related problems such as compiling debt and higher interest rates.
Alternatively, you could get one of these just for keeps. You don't get to earn interest on money deposited but hey, it doesn't hurt to have a little money stashed in one of these cards for a rainy day.
Pros
- 100% approval
- Card for Tax refund
- Visa benefits
Cons
- Maintenance fee
Basic Information |
Issuer: | Meta Bank |
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Network: | VISA® |
Category: | Consumer (Stored Value) |
Common Uses: |
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Rewards: | Yes |
Reward Types: |
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Reward Units: | Cash |
Rates & Fees |
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Introductory APR (%): | N/A |
Applied Towards: | N/A |
Intro Period: | N/A |
Regular APR: | N/A |
Regular APR Type: | N/A |
Annual Fee: | See Terms* |
Balance Transfer: | No* |
APR on Cash Advances: | N/A |
Grace Period: | N/A |
Late Payment Fee: | N/A |
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*See site for details.