Citi Dividend Platinum Select MasterCard Review

///Citi Dividend Platinum Select MasterCard Review

By MPS Staff | Nov 14, 2010 | Updated: Sep 16, 2019

The Citi Dividend Platinum Select MasterCard has not diminished in popularity not even through the recent banking crisis. The card has such great features and benefits that it is the most popular Citibank credit card ever.

They are now offering a really great introductory offer that has no annual fee and 0% for the first 15 months. there are tons of other great benefits, so let’s examine this card and see just what else it has to offer.

Rebates and Rewards

The Citi Dividend Platinum Select MasterCard allows you to earn a rebate on every purchase. You can request a check for the rebates that show up on your statement as dividend dollars. The checks can only be requested in pre-selected increments. You can also use the dividend dollars by making purchases of selected items with your card. The more you spend the more dividend dollars accumulate.

Category Rotation

Every quarter you will have an opportunity to shop in certain categories for a higher rebate percentage. These categories run from January-June, July-September, October-December. you get groups like hotels, restaurants, and rental cars or electronic stores, department stores and clothing stores. The October-December quarter is in full swing as of this writing and the deals are at department, electronic and clothing venues just in time for holiday shopping. You have to be enrolled in the program to take advantage of this benefit. It doesn’t cost a thing to enroll, ask your representative when you apply.

Citi Bonus Cash Center

Citi has a website called the “Citi Bonus Cash Center” cardholders can earn extra rebates when they shop at any of the stores linked to this portal. The portal also gives access to specials, discounts and rebate percentages not offered anywhere else. Using the portal is fast and easy you are also eligible for certain catalog discounts as well.

There are over 400 shops represented on the portal. They have everything from Battery shops to Zales jewelry stores. Most anything you can think of for home and hearth can be found on this portal. It makes shopping less of a chore as you can do comparisons with only a click of the mouse.

Fees and Rates

There really aren’t any. The card has no annual fee and a really low APR for introductory period so all you have to worry about is paying off the monthly balance. This is where a word of caution is needed as there are penalties that can be incurred and once you get this penalty you will lose your introductory offer benefits. Late payments are one way of incurring this penalty. Talk with a representative to learn more.

Other Benefits

Travelers insurance is an added benefit with this card. The good thing about it is that your family members are covered as long as you have purchased their ticket on the CitiBank MasterCard. This includes your spouse and any dependent children traveling with you. The benefit is for emergency assistance, emergency medical and there is a rental car component. Customers using their Citi Platinum Master Card can take full advantage and feel secure with the $0 Fraud Liability insurance that is a standard feature on CitiBank cards.

Online Account

You can register online to manage your card account. Now more than ever convenience is the key factor when choosing a card. You can pay bills, check balances on transfers and review your entire account online. The website is available twenty-four hours a day seven days a week at no extra charge. This is what convenience is truly about. Apply for your credit card and get the added benefit of not having to wait on the phone or listen to those automated prompts ever again.

Verdict

If you are in the market for a new credit card you could do so much worse than this one. It has all the qualities that you want in a new credit card. No annual fee, low introductory interest offering and tons of benefits. The Citi Dividend Platinum Select MasterCard has all of these and so much more. Call or go online to apply for your today and start raking in the savings just in time for the holidays.

Non-Affiliate Offer Disclosure
Information about Citi Dividend Platinum Select has been collected independently by Market Pro Secure. The card issuer did not provide the details, nor is it responsible for their accuracy.

2019-09-16T17:59:39+00:00

Card of the Year

The Card of the Year 2019

ABOC Platinum Rewards Credit Card

News Cardholder Offer:

$150 Statement Credit

Card Most Attractive Features:

Bonus points, Intro rates, Late Payment Will Not Raise Your APR, No annual fee

at Other Issuers secure site

ABOC Platinum Rewards Credit Card

Things to Know About this Credit Card

  • 0% Intro APR on Purchases and Balance Transfers for 12 months; after that, the variable APR will be 14.65% - 24.65%, based on your creditworthiness
  • Earn $150 Statement Credit after you spend $1,200 on purchases within the first 90 days from account opening
  • Earn 5x rewards on up to $1,500 in combined purchases each quarter in popular categories such as dining, groceries, travel, and automotive
  • No upper limit on the points you can accumulate, and since points never expire, you can save up for a big award!
  • Earn Points on Every Purchase! It's simple: $1 = 1 Point
  • No Annual Fee or Foreign Transaction Fee
  • Select Your Rewards Your Way
  • No Foreign Transaction Fee

Intro APR

0%*

Intro APR Period

12 months*

Regular APR

14.65% -24.65% (Variable)*

Grace Period

25 days*

Annual Fee

$0*

Credit Needed

Good*

at Other Issuers secure site



Card Offers to Consider

2019-09-16T17:59:39+00:00
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Market Pro Secure® is an independent payment card comparison service supported by advertisers, a complete list of which can be seen in our Editorial Guidelines. Even though some of these advertisers are financial product providers and credit card issuers, our paid partnerships don't affect card ratings or the Best Card Picks on our website. We don't post any content that is provided or commissioned by any of our partners. However, our paid partnerships may affect how and where products appear on our site, including the order in which they are presented within listing categories. This order may also be affected by our website rules, as well as the likelihood of the applicant’s credit approval. We can't offer any warranty for the accuracy of the credit card information we share on our website, even though we do our best to keep the Terms and Conditions, rates, and other credit card details up-to-date. For more accurate information, click "APPLY NOW" to get transferred to the credit card issuer's official website. Market Pro Secure® doesn't include all available payment cards in the marketplace.

ADVERTISER DISCLOSURE. Market Pro Secure® is an independent payment card comparison service supported by advertisers, a complete list of which can be seen in our Editorial Guidelines. Even though some of these advertisers are financial product providers and credit card issuers, our paid partnerships don’t affect card ratings or the Best Card Picks on our website. We don't post any content that is provided or commissioned by any of our partners. However, our paid partnerships may affect how and where products appear on our site, including the order in which they are presented within listing categories. This order may also be affected by our website rules, as well as the likelihood of the applicant’s credit approval. We can't offer any warranty for the accuracy of the credit card information we share on our website, even though we do our best to keep the Terms and Conditions, rates, and other credit card details up-to-date. For more accurate information, click "APPLY NOW" to get transferred to the credit card issuer's official website. Market Pro Secure® doesn't include all available payment cards in the marketplace.

EDITORIAL DISCLOSURE. Market Pro Secure® doesn't post any content that is provided or commissioned by our advertisers, the majority of which are financial product providers and credit card issuers whose offers we feature on our website. The entirety of our editorial content – including any opinions, analyses, reviews, and evaluations – belongs to the author alone, and has not been reviewed, approved, or otherwise endorsed by our advertisers.