In this day and age almost every company needs to have a competitive edge if they want to be successful. Whether you work in finance, health care, nutrition, technology, or consumer goods, if you want to stay in business, you have to make your product or service appear to be a better value than anything else that is currently on the market. The overall goal, then, is to make you, as a consumer, rethink the things you need and want. Well, the folks at Chase want you to rethink financial products and credit cards altogether. This is one of the fundamental reasons why they have developed the Chase Sapphire Preferred Credit Card. You will find competitive features and convenient functionality all rolled into one simple but powerful comprehensive financial product.

First of all, you should know that you can experience a new level of travel rewards with the Chase Sapphire Preferred Card. No matter what you buy, every single purchase will earn you points that you can exchange for flight miles. There are no airline restrictions, so you can use your points towards the purchase of any available seat on any airline. Unlike other cards, you can use your points to travel with your favorite airline any time that you want. You also have the option of exchanging your points towards leading frequent flyer and hotel stay programs to help you redeem their rewards sooner. This makes it easy to create more options in your travel arrangements; options that are more suitable to the needs of you and your family. Of course, you can also earn double points when you make your travel arrangements using your card, so you can earn points even faster. If that is not enough for you, you can also earn 25,000 bonus points when you make a minimum amount of purchases in the first 3 months. That is already enough for a bonus flight!

When it comes to your bonus miles, though, you can also earn a 7% dividend every year with the Sapphire Preferred Card from Chase Bank. This bonus is based on the total points that you earned throughout the year, not only what you have left over which means that it includes the miles that you have already used. Now, when you do redeem your points you will get a 25% boost in value when you use them towards Ultimate Rewards travel incentives. Speaking of Ultimate Rewards, you can not only use them towards airfare, but also within the Ultimate Rewards Mall. This is an affiliate marketing program available exclusively to Chase customers.

You should also know that there is no limit to the amount of rewards that you can bank, so you can store them for as long as you want. Just to be fair to customers of all preferences, though, you can also cash in your points, literally, for statement credit. While you do not necessarily receive a direct benefit from doing this, it does result in reducing your total liability, making it easier to pay off in the long run. Of course, this still technically translates to more money in your pocket!

The Chase Sapphire Preferred Credit Card has no annual fee, which is remarkable when you consider all of the things that you get. Along with all of the travel benefits, when you call customer service, you get a live advisor every single time. 24 hours a day, 7 days a week Chase guarantees that you will always have direct access. This is definitely not something that you will find with every credit card company.

While all of this probably sounds incredible, there are a couple of things you should know about the Chase Sapphire Preferred Card. First of all, it takes at least 60 days to process the points that you accrue, so you cannot use them immediately after making purchases on your card. This is something that is very important to remember when you start to think about cashing them in. You should also know that there is a relatively small service fee that is charged to every ticket you try to process through the toll-free number. If you want to avoid this, make sure that you always make your travel arrangements online. Secondly, even though there are no blackout dates, there are a few travel restrictions, so you will want to check with your Guide to Benefits, which will be sent with your card, to make sure that you understand how they work.

Non-Affiliate Offer Disclosure
Information about Chase Sapphire Preferred Credit Card has been collected independently by Market Pro Secure. The card issuer did not provide the details, nor is it responsible for their accuracy.