Capital One Spark Cash Select for Business Card Review

///Capital One Spark Cash Select for Business Card Review

By MPS Staff | Nov 14, 2011 | Updated: Sep 16, 2019

Individuals want a card that works for them every time they make a purchase. The Capital One Spark Cash Select for Business does not limit their cardholders on how much money they can receive. People can use their cards anywhere in the world to get cash back.

There are other cards out there, but they do not have the amount of features this card has to offer. Small businesses can earn money on every purchase they make. They are not restricted to the amount of purchases that qualify for cash back, so they have unlimited potential to earn many cash rewards. The cardholders do not need to worry about fraudulent activity, since they receive alerts on their cell phone when there is activity on their account.

Card Advantages

When people sign up for this credit card, they earn rewards every time they buy tickets, food, and supplies on their card. Card members will like to know the advantages of using the card. They include:

  • Redeem reward points anytime
  • Unlimited reward earning potential
  • No expiration date on reward points
  • Earn cash back on every purchase
  • Double the amount of cash rewards in the first year
  • Many more Visa benefits

Once business employees activate their card, they can earn points immediately. Every purchase gives businesses a certain percentage of cash back. There is no waiting to use the points, since employees can use them immediately. The reward points do not expire, so people can use them whenever they want.

Small businesses count on this card when they are traveling around the world. They can use it to reserve hotel rooms, dine out, buy supplies, and more. The card gives members discounts on high-end hotels; and when they dine out at participating establishments. Small businesses can advertise their logo on the front of the card as free advertising.

Fraud Protection

If the card is ever stolen or lost, card members can call the card company to report it missing. Visa protects small businesses for when they see fraudulent purchases on their cards. Capital One has a zero Fraud liability policy that protects people from fraudulent purchases. People do not have to find the money to pay for unauthorized purchases when their card is lost or stolen.

Places that accept credit cards accept this Visa card. This is the perfect card to rely on when traveling abroad or buying lunch for the office. Having a Visa card helps business to expand globally since they can use their card anywhere in the world. This is a great way to earn cash rewards when traveling abroad.

Visa also protects purchases that are bought within the first 90 days of purchase. If the items are stolen, lost, damaged, or burned in a fire, Visa replaces the items so the business does not have to. Card members can log on to their accounts to see 13 months of transactions and statements for their small business. People can even pay their monthly bill online. When shopping at participating merchants, card members can get an extra discount on their purchases when they use the card.

Additional Advantages

Small businesses that are expanding across the country can save money at hotels and fine dining establishments. Participating establishments gives card members an additional discount when they use their card. Employees who need to rent a vehicle have protection in case they are in a vehicle accident. The card covers collision, loss insurance, and other damage to the car.

Closing out the books at the end of the year is a stressful time for small businesses. This shows where they spent their money, and how much their business profited. Card members receive Year-End statements that itemize every transaction for them to check against their accounting books. Small business owners will like to see how much cash they earned when they used their card for purchases throughout the year.

Conclusion

Applying for a Capital One Spark Cash Select for Business card is easy to accomplish, and it takes a couple of minutes. Once people activate their cards, they can start earning cash rewards immediately.

Non-Affiliate Offer Disclosure
Information about Capital One Spark Cash Select for Business has been collected independently by Market Pro Secure. The card issuer did not provide the details, nor is it responsible for their accuracy.
2019-09-16T18:30:46+00:00

Card of the Year

The Card of the Year 2019

ABOC Platinum Rewards Credit Card

News Cardholder Offer:

$150 Statement Credit

Card Most Attractive Features:

Bonus points, Intro rates, Late Payment Will Not Raise Your APR, No annual fee

at Other Issuers secure site

ABOC Platinum Rewards Credit Card

Things to Know About this Credit Card

  • 0% Intro APR on Purchases and Balance Transfers for 12 months; after that, the variable APR will be 14.65% - 24.65%, based on your creditworthiness
  • Earn $150 Statement Credit after you spend $1,200 on purchases within the first 90 days from account opening
  • Earn 5x rewards on up to $1,500 in combined purchases each quarter in popular categories such as dining, groceries, travel, and automotive
  • No upper limit on the points you can accumulate, and since points never expire, you can save up for a big award!
  • Earn Points on Every Purchase! It's simple: $1 = 1 Point
  • No Annual Fee or Foreign Transaction Fee
  • Select Your Rewards Your Way
  • No Foreign Transaction Fee

Intro APR

0%*

Intro APR Period

12 months*

Regular APR

14.65% -24.65% (Variable)*

Grace Period

25 days*

Annual Fee

$0*

Credit Needed

Good*

at Other Issuers secure site



Card Offers to Consider

2019-09-16T18:30:46+00:00
Newsletter

Stay up to date with our latest news and products.

Advertiser Disclosure

Market Pro Secure® is an independent payment card comparison service supported by advertisers, a complete list of which can be seen in our Editorial Guidelines. Even though some of these advertisers are financial product providers and credit card issuers, our paid partnerships don't affect card ratings or the Best Card Picks on our website. We don't post any content that is provided or commissioned by any of our partners. However, our paid partnerships may affect how and where products appear on our site, including the order in which they are presented within listing categories. This order may also be affected by our website rules, as well as the likelihood of the applicant’s credit approval. We can't offer any warranty for the accuracy of the credit card information we share on our website, even though we do our best to keep the Terms and Conditions, rates, and other credit card details up-to-date. For more accurate information, click "APPLY NOW" to get transferred to the credit card issuer's official website. Market Pro Secure® doesn't include all available payment cards in the marketplace.

ADVERTISER DISCLOSURE. Market Pro Secure® is an independent payment card comparison service supported by advertisers, a complete list of which can be seen in our Editorial Guidelines. Even though some of these advertisers are financial product providers and credit card issuers, our paid partnerships don’t affect card ratings or the Best Card Picks on our website. We don't post any content that is provided or commissioned by any of our partners. However, our paid partnerships may affect how and where products appear on our site, including the order in which they are presented within listing categories. This order may also be affected by our website rules, as well as the likelihood of the applicant’s credit approval. We can't offer any warranty for the accuracy of the credit card information we share on our website, even though we do our best to keep the Terms and Conditions, rates, and other credit card details up-to-date. For more accurate information, click "APPLY NOW" to get transferred to the credit card issuer's official website. Market Pro Secure® doesn't include all available payment cards in the marketplace.

EDITORIAL DISCLOSURE. Market Pro Secure® doesn't post any content that is provided or commissioned by our advertisers, the majority of which are financial product providers and credit card issuers whose offers we feature on our website. The entirety of our editorial content – including any opinions, analyses, reviews, and evaluations – belongs to the author alone, and has not been reviewed, approved, or otherwise endorsed by our advertisers.