Meet 7 Barclaycard Mastercard – Barnes & Noble, Hawaiian Airlines, Arrival World, Rewards, Upromise, Ring, and Frontier Airlines

Updated: Feb 18, 2023

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What is Barclaycard Rewards Mastercard?

With the Barclaycard Rewards Mastercard, you can enjoy various benefits. Not only can you earn rewards throughout the year, but you also get features to help you manage your money. You can enjoy online account management and more.

Applying For The Card

There is an online application for the card available for your convenience. You will fill in all of your basic personal information and then submit it over a secure connection. Once your identity is verified and a credit check is run, you will be given a credit decision. Decisions are usually given over the internet in seconds. You will learn what your account credit line is if approved and a card will be sent out to you immediately.

Once you receive your card in the mail, you will be able to activate it. You will also find out what your APR is based upon your creditworthiness. The card can then be used anywhere that Mastercard is accepted online, over the phone and in-person with millions of merchants worldwide. (See VISA Cards)

When you receive the card, you will get all of the details on the card. This includes the privacy notice as well as details of the benefits on the card. If your credit score is high enough, you may also qualify for platinum status. Platinum status will entitle you to more features, which can save you more money over the course of the year.

How The Points Work

The main feature of the credit card is the ability to earn points. You earn points with every purchase that you make. It’s possible to earn at least one point for every dollar charged to the card. Additionally, you can earn double miles if you use the card in the categories of groceries, gas or utilities. When you sign up for the card, you can also earn bonus points in the introductory period if you make a qualifying purchase.

The points never expire, which allows you to earn as much as you desire to get to the points level you want to get to. The more you purchase on the card, the more you can earn in points. As long as you don’t exceed your credit line at any given time, there is no cap to what you can earn in a calendar year.

Once you reach the desired points level, you can redeem them for what you want. This includes travel rewards, including free flights. There are no blackout dates, allowing you to travel when and where you want. You can also redeem for dining and shopping gift cards, allowing you to buy what you want at any time throughout the year. Also, you have the ability to get cashback on the card in the form of a statement credit. This gives you the ability to pay for past purchases so that you don’t have to pay cash for them. There is no limit to the amount you can get in cashback as long as you have enough points to redeem the cashback.

Mastercard Features

There are a lot of features just for having a Mastercard in your possession. Depending upon your credit score, you may qualify for no annual fee and a platinum card, which means platinum benefits. This will entitle you to the same features as everyone else plus a few more that you can take advantage of throughout the year.

  • Fraud protection is provided on the Barclaycard Rewards MasterCard for your protection. You are never liable for charges that were made to your card through fraudulent means. Your card is always monitored and should something out of the ordinary appear on the card, you will be contacted to determine whether you authorized the transaction or not. Should you lose a card or if it is stolen, you can report the card and request a new one to be sent out to you immediately.
  • Online account management is for your convenience. You can access your account over the internet 24 hours a day, 365 days a year. Online, you can view your balance, past transactions and your available credit. You also are able to pay your bill online, download statements and contact customer service. This is an easy way to always manage your account without waiting for a statement to arrive by mail.
  • Customer service operates online and over the phone. Live representatives can answer your questions immediately. Whether you want to dispute a charge, ask about an account feature or request a credit line increase, a representative is always standing by to help you. There is also never a charge to speak to a representative. The representatives are always available 24/7 so they are there to speak to you when it’s convenient for you to make the call.
  • Platinum benefits, if you qualify, can save you money throughout the year. You can get buyer protection on qualifying purchases. This protects purchases that are either damaged or stolen. There is also up to a year warranty on qualifying purchases so you don’t have to buy the added protection offered in stores. Additionally, if you travel and rent a car, you will automatically get damage waiver protection, which allows you to pass up paying for it at the rental counter. All of the platinum benefits are simply there when you are ready to use them. They do not cost extra – they are included as a benefit of the card, assuming that you qualify for the platinum version of the MasterCard.

The Final Word

You can begin enjoying the benefits of the card almost immediately. As soon as you apply for the Barclaycard Rewards MasterCard credit card and get approved, you can begin earning reward points. Then determine where you want to shop and what you will do with the reward points.


Advertiser Disclosure

Market Pro Secure® is an independent payment card comparison service supported by advertisers, a complete list of which can be seen in our Editorial Guidelines. Even though some of these advertisers are financial product providers and credit card issuers, our paid partnerships don't affect card ratings or the Best Card Picks on our website. We don't post any content that is provided or commissioned by any of our partners. However, our paid partnerships may affect how and where products appear on our site, including the order in which they are presented within listing categories. This order may also be affected by our website rules, as well as the likelihood of the applicant’s credit approval. We can't offer any warranty for the accuracy of the credit card information we share on our website, even though we do our best to keep the Terms and Conditions, rates, and other credit card details up-to-date. For more accurate information, click "APPLY NOW" to get transferred to the credit card issuer's official website. Market Pro Secure® doesn't include all available payment cards in the marketplace.